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COLUMBIA BANKING SYSTEM, INC. (COLB)

State Commercial Banks ยท Financial Services ยท $8.9B

undervalued
Intrinsic Value (Consensus)
$34.53
Current Price
$30.57
Margin of Safety
+13%
13% Below Intrinsic Value
Value: $35
Price: $31

Valuation Model Estimates

Current Price: $30.57
DCF (Discounted Cash Flow)
$32.35
Graham Number
$37.43
Earnings Power Value
$22.33
Relative Value (P/E)
$46.00
Dividend Discount Model
$4.46
Consensus Value
$34.53

Model Assumptions

Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta ร— market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Health Score

C
60
Profitability
15/25
Strength
17/25
Valuation
15/25
Growth
13/25

Financial Health Signals

High free cash flow yield (8.3%) โ€” generating lots of cash relative to price

Key Financials

EPS (TTM)
$2.30
EPS (Forward)
$2.35
Book Value
$27.08
P/E Ratio
20.0
Forward P/E
19.6
PEG Ratio
โ€”
ROE
7.0%
Debt/Equity
โ€”
Revenue Growth
18.9%
Earnings Growth
2.0%
Dividend Yield
0.8%
Beta
1.00

Data last updated: 2026-06-21

Source: Yahoo Finance