CoastalSouth Bancshares, Inc. (COSO)
State Commercial Banks · Financial Services · $330M
Intrinsic Value (Consensus)
$42.90
Current Price
$26.49
Margin of Safety
+61.9%
61.9% Below Intrinsic Value
Value: $43
Price: $26
Valuation Model Estimates
Current Price: $26.49
DCF (Discounted Cash Flow)
$74.32
Graham Number
$33.09
Earnings Power Value
$20.97
Relative Value (P/E)
$43.20
Dividend Discount Model
$0.72
Consensus Value
$42.90
Model Assumptions
Discount Rate
10.3%
Growth Rate
3.3%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
C
64
Profitability
15/25
Strength
17/25
Valuation
22/25
Growth
10/25
Financial Health Signals
High free cash flow yield (18.6%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $2.16
- EPS (Forward)
- $2.23
- Book Value
- $22.53
- P/E Ratio
- 20.0
- Forward P/E
- 19.4
- PEG Ratio
- —
- ROE
- 9.6%
- Debt/Equity
- —
- Revenue Growth
- 6.4%
- Earnings Growth
- 3.3%
- Dividend Yield
- 0.1%
- Beta
- 1.00
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Data last updated: 2026-06-21
Source: Yahoo Finance