Central Plains Bancshares, Inc. (CPBI)
Savings Institution, Federally Chartered · Financial Services · $78M
Intrinsic Value (Consensus)
$16.40
Current Price
$18.66
Margin of Safety
-12.1%
12.1% Above Intrinsic Value
Value: $16
Price: $19
Valuation Model Estimates
Current Price: $18.66
DCF (Discounted Cash Flow)
Not applicable
—
Graham Number
$20.69
Earnings Power Value
$9.32
Relative Value (P/E)
$19.20
Dividend Discount Model
Not applicable
—
Consensus Value
$16.40
Model Assumptions
Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
D
35
Profitability
12/25
Strength
7/25
Valuation
12/25
Growth
4/25
Financial Health Signals
Negative free cash flow — company is burning cash
Key Financials
- EPS (TTM)
- $0.96
- EPS (Forward)
- $0.98
- Book Value
- $19.82
- P/E Ratio
- 20.0
- Forward P/E
- 19.6
- PEG Ratio
- —
- ROE
- 4.4%
- Debt/Equity
- —
- Revenue Growth
- N/A
- Earnings Growth
- 2.0%
- Dividend Yield
- N/A
- Beta
- 1.00
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Data last updated: 2026-06-21
Source: Yahoo Finance