CENTRAL PACIFIC FINANCIAL CORP (CPF)
State Commercial Banks · Financial Services · $1.5B
Intrinsic Value (Consensus)
$77.12
Current Price
$57.20
Margin of Safety
+34.8%
34.8% Below Intrinsic Value
Value: $77
Price: $57
Valuation Model Estimates
Current Price: $57.20
DCF (Discounted Cash Flow)
$165.75
Graham Number
$38.21
Earnings Power Value
$27.77
Relative Value (P/E)
$57.20
Dividend Discount Model
$96.67
Consensus Value
$77.12
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Key Financials
- EPS (TTM)
- $2.86
- EPS (Forward)
- $3.43
- Book Value
- $22.69
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 13.1%
- Debt/Equity
- 13%
- Revenue Growth
- 33.8%
- Earnings Growth
- 20.0%
- Dividend Yield
- 0.5%
- Beta
- 1.00
Data last updated: 2026-06-12
Source: Yahoo Finance