COMMUNITY TRUST BANCORP INC /KY/ (CTBI)
State Commercial Banks · Financial Services · $2.0B
Intrinsic Value (Consensus)
$125.64
Current Price
$108.60
Margin of Safety
+15.7%
15.7% Below Intrinsic Value
Value: $126
Price: $109
Valuation Model Estimates
Current Price: $108.60
DCF (Discounted Cash Flow)
$214.30
Graham Number
$75.90
Earnings Power Value
$52.72
Relative Value (P/E)
$108.60
Dividend Discount Model
$176.67
Consensus Value
$125.64
Model Assumptions
Discount Rate
10.3%
Growth Rate
17.8%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Key Financials
- EPS (TTM)
- $5.43
- EPS (Forward)
- $6.40
- Book Value
- $47.15
- P/E Ratio
- 20.0
- Forward P/E
- 17.0
- PEG Ratio
- —
- ROE
- 11.5%
- Debt/Equity
- 7%
- Revenue Growth
- N/A
- Earnings Growth
- 17.8%
- Dividend Yield
- 0.5%
- Beta
- 1.00
Data last updated: 2026-06-12
Source: Yahoo Finance