CVB FINANCIAL CORP (CVBF)
State Commercial Banks · Financial Services · $2.9B
Intrinsic Value (Consensus)
$23.85
Current Price
$21.24
Margin of Safety
+12.3%
12.3% Below Intrinsic Value
Value: $24
Price: $21
Valuation Model Estimates
Current Price: $21.24
DCF (Discounted Cash Flow)
$26.22
Graham Number
$24.04
Earnings Power Value
$14.76
Relative Value (P/E)
$30.40
Dividend Discount Model
$4.22
Consensus Value
$23.85
Model Assumptions
Discount Rate
10.3%
Growth Rate
5.6%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
C
61
Profitability
15/25
Strength
24/25
Valuation
15/25
Growth
7/25
Financial Health Signals
Low debt — conservative balance sheet
Key Financials
- EPS (TTM)
- $1.52
- EPS (Forward)
- $1.60
- Book Value
- $16.90
- P/E Ratio
- 20.0
- Forward P/E
- 18.9
- PEG Ratio
- —
- ROE
- 9.1%
- Debt/Equity
- 9%
- Revenue Growth
- N/A
- Earnings Growth
- 5.6%
- Dividend Yield
- 0.7%
- Beta
- 1.00
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Data last updated: 2026-06-16
Source: Yahoo Finance