Community West Bancshares (CWBC)
State Commercial Banks · Financial Services · $486M
Intrinsic Value (Consensus)
$49.44
Current Price
$25.41
Margin of Safety
+94.6%
94.6% Below Intrinsic Value
Value: $49
Price: $25
Valuation Model Estimates
Current Price: $25.41
DCF (Discounted Cash Flow)
$107.25
Graham Number
$31.09
Earnings Power Value
$19.42
Relative Value (P/E)
$40.00
Dividend Discount Model
$160.00
Consensus Value
$49.44
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
B
71
Profitability
15/25
Strength
24/25
Valuation
22/25
Growth
10/25
Financial Health Signals
Low debt — conservative balance sheet
Strong earnings growth (20% YoY)
High free cash flow yield (9.0%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $2.00
- EPS (Forward)
- $2.40
- Book Value
- $21.48
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 9.3%
- Debt/Equity
- 17%
- Revenue Growth
- N/A
- Earnings Growth
- 20.0%
- Dividend Yield
- 1.2%
- Beta
- 1.00
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Data last updated: 2026-06-16
Source: Yahoo Finance