Dime Commercial Bancshares, Inc. /NY/ (DCOM)
National Commercial Banks · Financial Services · $1.7B
Intrinsic Value (Consensus)
$37.43
Current Price
$39.40
Margin of Safety
-5%
5% Above Intrinsic Value
Value: $37
Price: $39
Valuation Model Estimates
Current Price: $39.40
DCF (Discounted Cash Flow)
$193.12
Graham Number
$42.17
Earnings Power Value
$22.91
Relative Value (P/E)
$47.20
Dividend Discount Model
$320.00
Consensus Value
$37.43
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
C
63
Profitability
15/25
Strength
17/25
Valuation
12/25
Growth
19/25
Financial Health Signals
Strong earnings growth (20% YoY)
High free cash flow yield (10.5%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $2.36
- EPS (Forward)
- $2.83
- Book Value
- $33.50
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 7.5%
- Debt/Equity
- —
- Revenue Growth
- 19.0%
- Earnings Growth
- 20.0%
- Dividend Yield
- 2.0%
- Beta
- 1.00
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Data last updated: 2026-06-16
Source: Yahoo Finance