Eastern Bankshares, Inc. (EBC)

Savings Institution, Federally Chartered · Financial Services · $2.0B

undervalued
Intrinsic Value (Consensus)
$12.42
Current Price
$8.60
Margin of Safety
+44.4%
44.4% Below Intrinsic Value
Value: $12
Price: $9

Valuation Model Estimates

Current Price: $8.60
DCF (Discounted Cash Flow)
$23.48
Graham Number
$13.45
Earnings Power Value
$4.17
Relative Value (P/E)
$8.60
Dividend Discount Model
$1.57
Consensus Value
$12.42

Model Assumptions

Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$0.43
EPS (Forward)
$0.44
Book Value
$18.69
P/E Ratio
20.0
Forward P/E
19.6
PEG Ratio
ROE
2.0%
Debt/Equity
Revenue Growth
19.1%
Earnings Growth
2.0%
Dividend Yield
1.5%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance