Eagle Bancorp Montana, Inc. (EBMT)
State Commercial Banks · Financial Services · $186M
Intrinsic Value (Consensus)
$30.26
Current Price
$23.33
Margin of Safety
+29.7%
29.7% Below Intrinsic Value
Value: $30
Price: $23
Valuation Model Estimates
Current Price: $23.33
DCF (Discounted Cash Flow)
$166.87
Graham Number
$32.09
Earnings Power Value
$18.45
Relative Value (P/E)
$38.00
Dividend Discount Model
$32.50
Consensus Value
$30.26
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
B
68
Profitability
15/25
Strength
24/25
Valuation
19/25
Growth
10/25
Financial Health Signals
Low debt — conservative balance sheet
Strong earnings growth (20% YoY)
High free cash flow yield (15.3%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $1.90
- EPS (Forward)
- $2.28
- Book Value
- $24.08
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 7.7%
- Debt/Equity
- 23%
- Revenue Growth
- N/A
- Earnings Growth
- 20.0%
- Dividend Yield
- 0.3%
- Beta
- 1.00
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Data last updated: 2026-06-16
Source: Yahoo Finance