ENCORE CAPITAL GROUP INC (ECPG)

Short-Term Business Credit Institutions · Financial Services · $4.7B

overvalued
Intrinsic Value (Consensus)
$133.34
Current Price
$218.20
Margin of Safety
-38.9%
38.9% Above Intrinsic Value
Value: $133
Price: $218

Valuation Model Estimates

Current Price: $218.20
DCF (Discounted Cash Flow)
$92.90
Graham Number
$116.33
Earnings Power Value
$105.92
Relative Value (P/E)
$218.20
Dividend Discount Model
Not applicable
Consensus Value
$133.34

Model Assumptions

Discount Rate
10.3%
Growth Rate
5.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$10.91
EPS (Forward)
$11.46
Book Value
$55.13
P/E Ratio
20.0
Forward P/E
19.0
PEG Ratio
ROE
21.7%
Debt/Equity
8%
Revenue Growth
4.3%
Earnings Growth
5.0%
Dividend Yield
N/A
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance