EAGLE FINANCIAL SERVICES INC (EFSI)
State Commercial Banks · Financial Services · $172M
Intrinsic Value (Consensus)
$46.47
Current Price
$31.80
Margin of Safety
+46.1%
46.1% Below Intrinsic Value
Value: $46
Price: $32
Valuation Model Estimates
Current Price: $31.80
DCF (Discounted Cash Flow)
$210.96
Graham Number
$35.33
Earnings Power Value
$15.44
Relative Value (P/E)
$31.80
Dividend Discount Model
$103.33
Consensus Value
$46.47
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Key Financials
- EPS (TTM)
- $1.59
- EPS (Forward)
- $1.91
- Book Value
- $34.89
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 4.3%
- Debt/Equity
- 16%
- Revenue Growth
- -100.0%
- Earnings Growth
- 20.0%
- Dividend Yield
- 1.0%
- Beta
- 1.00
Data last updated: 2026-06-12
Source: Yahoo Finance