Employers Holdings, Inc. (EIG)

Fire, Marine & Casualty Insurance · Financial Services · $171M

undervalued
Intrinsic Value (Consensus)
$10.15
Current Price
$9.20
Margin of Safety
+10.3%
10.3% Below Intrinsic Value
Value: $10
Price: $9

Valuation Model Estimates

Current Price: $9.20
DCF (Discounted Cash Flow)
$30.41
Graham Number
$23.06
Earnings Power Value
$4.47
Relative Value (P/E)
$9.20
Dividend Discount Model
$3.86
Consensus Value
$10.15

Model Assumptions

Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$0.46
EPS (Forward)
$0.47
Book Value
$51.39
P/E Ratio
20.0
Forward P/E
19.6
PEG Ratio
ROE
1.1%
Debt/Equity
2%
Revenue Growth
-2.5%
Earnings Growth
2.0%
Dividend Yield
3.5%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance