Employers Holdings, Inc. (EIG)
Fire, Marine & Casualty Insurance · Financial Services · $860M
Intrinsic Value (Consensus)
$10.15
Current Price
$46.25
Margin of Safety
-78.1%
78.1% Above Intrinsic Value
Value: $10
Price: $46
Valuation Model Estimates
Current Price: $46.25
DCF (Discounted Cash Flow)
$30.41
Graham Number
$23.06
Earnings Power Value
$4.47
Relative Value (P/E)
$9.20
Dividend Discount Model
$3.86
Consensus Value
$10.15
Model Assumptions
Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
D
47
Profitability
12/25
Strength
24/25
Valuation
7/25
Growth
4/25
Financial Health Signals
Declining revenue — top line is shrinking
Low debt — conservative balance sheet
Solid dividend yield (3.5%)
Key Financials
- EPS (TTM)
- $0.46
- EPS (Forward)
- $0.47
- Book Value
- $51.39
- P/E Ratio
- 20.0
- Forward P/E
- 19.6
- PEG Ratio
- —
- ROE
- 1.1%
- Debt/Equity
- 2%
- Revenue Growth
- -2.5%
- Earnings Growth
- 2.0%
- Dividend Yield
- 3.5%
- Beta
- 1.00
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Data last updated: 2026-06-16
Source: Yahoo Finance