ENB Financial Corp (ENBP)

National Commercial Banks · Financial Services · $433M

fair
Intrinsic Value (Consensus)
$79.92
Current Price
$76.00
Margin of Safety
+5.2%
5.2% Below Intrinsic Value
Value: $80
Price: $76

Valuation Model Estimates

Current Price: $76.00
DCF (Discounted Cash Flow)
$157.67
Graham Number
$49.14
Earnings Power Value
$36.89
Relative Value (P/E)
$76.00
Dividend Discount Model
Not applicable
Consensus Value
$79.92

Model Assumptions

Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$3.80
EPS (Forward)
$4.56
Book Value
$28.24
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
ROE
13.4%
Debt/Equity
34%
Revenue Growth
N/A
Earnings Growth
20.0%
Dividend Yield
N/A
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance