Essent Group Ltd. (ESNT)

Surety Insurance · Financial Services · $12.8B

overvalued
Intrinsic Value (Consensus)
$104.65
Current Price
$138.00
Margin of Safety
-24.2%
24.2% Above Intrinsic Value
Value: $105
Price: $138

Valuation Model Estimates

Current Price: $138.00
DCF (Discounted Cash Flow)
$115.61
Graham Number
$97.99
Earnings Power Value
$66.99
Relative Value (P/E)
$138.00
Dividend Discount Model
$4.22
Consensus Value
$104.65

Model Assumptions

Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$6.90
EPS (Forward)
$7.04
Book Value
$61.85
P/E Ratio
20.0
Forward P/E
19.6
PEG Ratio
ROE
12.0%
Debt/Equity
Revenue Growth
1.5%
Earnings Growth
2.0%
Dividend Yield
0.3%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance