Essent Group Ltd. (ESNT)
Surety Insurance · Financial Services · $5.5B
Intrinsic Value (Consensus)
$104.65
Current Price
$59.62
Margin of Safety
+75.5%
75.5% Below Intrinsic Value
Value: $105
Price: $60
Valuation Model Estimates
Current Price: $59.62
DCF (Discounted Cash Flow)
$115.61
Graham Number
$97.99
Earnings Power Value
$66.99
Relative Value (P/E)
$138.00
Dividend Discount Model
$4.22
Consensus Value
$104.65
Model Assumptions
Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
C
64
Profitability
18/25
Strength
17/25
Valuation
22/25
Growth
7/25
Financial Health Signals
High free cash flow yield (15.3%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $6.90
- EPS (Forward)
- $7.04
- Book Value
- $61.85
- P/E Ratio
- 20.0
- Forward P/E
- 19.6
- PEG Ratio
- —
- ROE
- 12.0%
- Debt/Equity
- —
- Revenue Growth
- 1.5%
- Earnings Growth
- 2.0%
- Dividend Yield
- 0.3%
- Beta
- 1.00
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Data last updated: 2026-06-16
Source: Yahoo Finance