FIRST BUSINESS FINANCIAL SERVICES, INC. (FBIZ)

State Commercial Banks · Financial Services · $991M

overvalued
Intrinsic Value (Consensus)
$91.74
Current Price
$118.80
Margin of Safety
-22.8%
22.8% Above Intrinsic Value
Value: $92
Price: $119

Valuation Model Estimates

Current Price: $118.80
DCF (Discounted Cash Flow)
$343.42
Graham Number
$77.15
Earnings Power Value
$57.67
Relative Value (P/E)
$118.80
Dividend Discount Model
$113.33
Consensus Value
$91.74

Model Assumptions

Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$5.94
EPS (Forward)
$7.13
Book Value
$44.54
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
ROE
13.5%
Debt/Equity
6%
Revenue Growth
N/A
Earnings Growth
20.0%
Dividend Yield
0.3%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance