FIRST BANCORP /PR/ (FBP)
State Commercial Banks · Financial Services · $6.7B
Intrinsic Value (Consensus)
$55.36
Current Price
$43.00
Margin of Safety
+28.7%
28.7% Below Intrinsic Value
Value: $55
Price: $43
Valuation Model Estimates
Current Price: $43.00
DCF (Discounted Cash Flow)
$121.47
Graham Number
$24.80
Earnings Power Value
$20.87
Relative Value (P/E)
$43.00
Dividend Discount Model
$66.67
Consensus Value
$55.36
Model Assumptions
Discount Rate
10.3%
Growth Rate
18.8%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Key Financials
- EPS (TTM)
- $2.15
- EPS (Forward)
- $2.55
- Book Value
- $12.71
- P/E Ratio
- 20.0
- Forward P/E
- 16.8
- PEG Ratio
- —
- ROE
- 17.5%
- Debt/Equity
- 15%
- Revenue Growth
- 6.7%
- Earnings Growth
- 18.8%
- Dividend Yield
- 0.5%
- Beta
- 1.00
Data last updated: 2026-06-12
Source: Yahoo Finance