FIRST CAPITAL INC (FCAP)

Savings Institution, Federally Chartered · Financial Services · $327M

undervalued
Intrinsic Value (Consensus)
$119.06
Current Price
$97.80
Margin of Safety
+21.7%
21.7% Below Intrinsic Value
Value: $119
Price: $98

Valuation Model Estimates

Current Price: $97.80
DCF (Discounted Cash Flow)
$279.39
Graham Number
$67.32
Earnings Power Value
$47.48
Relative Value (P/E)
$97.80
Dividend Discount Model
$103.33
Consensus Value
$119.06

Model Assumptions

Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$4.89
EPS (Forward)
$5.87
Book Value
$41.19
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
ROE
11.9%
Debt/Equity
Revenue Growth
N/A
Earnings Growth
20.0%
Dividend Yield
0.3%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance