FIRST COMMUNITY BANKSHARES INC /VA/ (FCBC)

State Commercial Banks · Financial Services · $1000M

undervalued
Intrinsic Value (Consensus)
$75.17
Current Price
$53.00
Margin of Safety
+41.8%
41.8% Below Intrinsic Value
Value: $75
Price: $53

Valuation Model Estimates

Current Price: $53.00
DCF (Discounted Cash Flow)
$154.03
Graham Number
$39.78
Earnings Power Value
$25.73
Relative Value (P/E)
$53.00
Dividend Discount Model
$103.33
Consensus Value
$75.17

Model Assumptions

Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$2.65
EPS (Forward)
$3.18
Book Value
$26.54
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
ROE
9.7%
Debt/Equity
15%
Revenue Growth
N/A
Earnings Growth
20.0%
Dividend Yield
0.6%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance