FIRST COMMUNITY CORP /SC/ (FCCO)
State Commercial Banks · Financial Services · $297M
Intrinsic Value (Consensus)
$48.14
Current Price
$31.64
Margin of Safety
+52.1%
52.1% Below Intrinsic Value
Value: $48
Price: $32
Valuation Model Estimates
Current Price: $31.64
DCF (Discounted Cash Flow)
$87.72
Graham Number
$31.48
Earnings Power Value
$23.98
Relative Value (P/E)
$49.40
Dividend Discount Model
Not applicable
—
Consensus Value
$48.14
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
B
67
Profitability
18/25
Strength
17/25
Valuation
22/25
Growth
10/25
Financial Health Signals
Strong earnings growth (20% YoY)
Key Financials
- EPS (TTM)
- $2.47
- EPS (Forward)
- $2.96
- Book Value
- $17.83
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 11.5%
- Debt/Equity
- —
- Revenue Growth
- N/A
- Earnings Growth
- 20.0%
- Dividend Yield
- N/A
- Beta
- 1.00
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Data last updated: 2026-06-16
Source: Yahoo Finance