FIRST COMMUNITY CORP /SC/ (FCCO)

State Commercial Banks · Financial Services · $464M

fair
Intrinsic Value (Consensus)
$48.14
Current Price
$49.40
Margin of Safety
-2.6%
2.6% Above Intrinsic Value
Value: $48
Price: $49

Valuation Model Estimates

Current Price: $49.40
DCF (Discounted Cash Flow)
$87.72
Graham Number
$31.48
Earnings Power Value
$23.98
Relative Value (P/E)
$49.40
Dividend Discount Model
Not applicable
Consensus Value
$48.14

Model Assumptions

Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$2.47
EPS (Forward)
$2.96
Book Value
$17.83
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
ROE
11.5%
Debt/Equity
Revenue Growth
N/A
Earnings Growth
20.0%
Dividend Yield
N/A
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance