FIDELITY D & D BANCORP INC (FDBC)
National Commercial Banks · Financial Services · $284M
Intrinsic Value (Consensus)
$111.07
Current Price
$48.97
Margin of Safety
+126.8%
126.8% Below Intrinsic Value
Value: $111
Price: $49
Valuation Model Estimates
Current Price: $48.97
DCF (Discounted Cash Flow)
$200.54
Graham Number
$67.08
Earnings Power Value
$47.18
Relative Value (P/E)
$97.20
Dividend Discount Model
$143.33
Consensus Value
$111.07
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
B
67
Profitability
18/25
Strength
17/25
Valuation
22/25
Growth
10/25
Financial Health Signals
Strong earnings growth (20% YoY)
High free cash flow yield (8.7%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $4.86
- EPS (Forward)
- $5.83
- Book Value
- $41.15
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 11.8%
- Debt/Equity
- —
- Revenue Growth
- N/A
- Earnings Growth
- 20.0%
- Dividend Yield
- 0.4%
- Beta
- 1.00
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Data last updated: 2026-06-16
Source: Yahoo Finance