Fifth District Bancorp, Inc. (FDSB)
Savings Institution, Federally Chartered · Financial Services · $85M
Intrinsic Value (Consensus)
$14.93
Current Price
$16.00
Margin of Safety
-6.7%
6.7% Above Intrinsic Value
Value: $15
Price: $16
Valuation Model Estimates
Current Price: $16.00
DCF (Discounted Cash Flow)
$2.80
Graham Number
$21.01
Earnings Power Value
$7.77
Relative Value (P/E)
$16.00
Dividend Discount Model
Not applicable
—
Consensus Value
$14.93
Model Assumptions
Discount Rate
10.3%
Growth Rate
5.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Key Financials
- EPS (TTM)
- $0.80
- EPS (Forward)
- $0.84
- Book Value
- $24.53
- P/E Ratio
- 20.0
- Forward P/E
- 19.0
- PEG Ratio
- —
- ROE
- 3.2%
- Debt/Equity
- —
- Revenue Growth
- -2.3%
- Earnings Growth
- 5.0%
- Dividend Yield
- N/A
- Beta
- 1.00
Data last updated: 2026-06-12
Source: Yahoo Finance