FIRST FINANCIAL BANCORP /OH/ (FFBC)

National Commercial Banks · Financial Services · $5.1B

fair
Intrinsic Value (Consensus)
$56.64
Current Price
$53.20
Margin of Safety
+6.5%
6.5% Below Intrinsic Value
Value: $57
Price: $53

Valuation Model Estimates

Current Price: $53.20
DCF (Discounted Cash Flow)
$79.34
Graham Number
$41.52
Earnings Power Value
$25.83
Relative Value (P/E)
$53.20
Dividend Discount Model
$83.33
Consensus Value
$56.64

Model Assumptions

Discount Rate
10.3%
Growth Rate
10.8%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$2.66
EPS (Forward)
$2.95
Book Value
$28.80
P/E Ratio
20.0
Forward P/E
18.0
PEG Ratio
ROE
9.2%
Debt/Equity
19%
Revenue Growth
N/A
Earnings Growth
10.8%
Dividend Yield
0.5%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance