FIRST HAWAIIAN, INC. (FHB)
State Commercial Banks · Financial Services · $5.4B
Intrinsic Value (Consensus)
$59.08
Current Price
$44.00
Margin of Safety
+34.3%
34.3% Below Intrinsic Value
Value: $59
Price: $44
Valuation Model Estimates
Current Price: $44.00
DCF (Discounted Cash Flow)
$109.79
Graham Number
$33.57
Earnings Power Value
$21.36
Relative Value (P/E)
$44.00
Dividend Discount Model
$86.67
Consensus Value
$59.08
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Key Financials
- EPS (TTM)
- $2.20
- EPS (Forward)
- $2.64
- Book Value
- $22.77
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 10.0%
- Debt/Equity
- 18%
- Revenue Growth
- 8.9%
- Earnings Growth
- 20.0%
- Dividend Yield
- 0.6%
- Beta
- 1.00
Data last updated: 2026-06-12
Source: Yahoo Finance