FIRST MID BANCSHARES, INC. (FMBH)
State Commercial Banks · Financial Services · $2.0B
Intrinsic Value (Consensus)
$83.41
Current Price
$76.60
Margin of Safety
+8.9%
8.9% Below Intrinsic Value
Value: $83
Price: $77
Valuation Model Estimates
Current Price: $76.60
DCF (Discounted Cash Flow)
$164.24
Graham Number
$55.72
Earnings Power Value
$37.18
Relative Value (P/E)
$76.60
Dividend Discount Model
$83.33
Consensus Value
$83.41
Model Assumptions
Discount Rate
10.3%
Growth Rate
16.1%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Key Financials
- EPS (TTM)
- $3.83
- EPS (Forward)
- $4.45
- Book Value
- $36.03
- P/E Ratio
- 20.0
- Forward P/E
- 17.2
- PEG Ratio
- —
- ROE
- 9.6%
- Debt/Equity
- 37%
- Revenue Growth
- N/A
- Earnings Growth
- 16.1%
- Dividend Yield
- 0.3%
- Beta
- 1.00
Data last updated: 2026-06-12
Source: Yahoo Finance