F&M BANK CORP (FMBM)

State Commercial Banks · Financial Services · $226M

overvalued
Intrinsic Value (Consensus)
$46.49
Current Price
$63.20
Margin of Safety
-26.4%
26.4% Above Intrinsic Value
Value: $46
Price: $63

Valuation Model Estimates

Current Price: $63.20
DCF (Discounted Cash Flow)
$206.47
Graham Number
$45.60
Earnings Power Value
$30.68
Relative Value (P/E)
$63.20
Dividend Discount Model
Not applicable
Consensus Value
$46.49

Model Assumptions

Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$3.16
EPS (Forward)
$3.79
Book Value
$29.24
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
ROE
10.7%
Debt/Equity
9%
Revenue Growth
N/A
Earnings Growth
20.0%
Dividend Yield
N/A
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance