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FARMERS & MERCHANTS BANCORP (FMCB)

National Commercial Banks ยท Financial Services ยท $922M

undervalued
Intrinsic Value (Consensus)
$2135.03
Current Price
$1330.00
Margin of Safety
+60.5%
60.5% Below Intrinsic Value
Value: $2135
Price: $1330

Valuation Model Estimates

Current Price: $1330.00
DCF (Discounted Cash Flow)
$3319.86
Graham Number
$1675.53
Earnings Power Value
$1300.58
Relative Value (P/E)
$2679.20
Dividend Discount Model
$1700.00
Consensus Value
$2135.03

Model Assumptions

Discount Rate
10.3%
Growth Rate
10.7%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta ร— market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Health Score

B
67
Profitability
18/25
Strength
17/25
Valuation
22/25
Growth
10/25

Financial Health Signals

High free cash flow yield (10.5%) โ€” generating lots of cash relative to price

Key Financials

EPS (TTM)
$133.96
EPS (Forward)
$148.28
Book Value
$931.42
P/E Ratio
20.0
Forward P/E
18.1
PEG Ratio
โ€”
ROE
14.5%
Debt/Equity
โ€”
Revenue Growth
N/A
Earnings Growth
10.7%
Dividend Yield
0.2%
Beta
1.00

Data last updated: 2026-06-16

Source: Yahoo Finance