FARMERS NATIONAL BANC CORP /OH/ (FMNB)

State Commercial Banks · Financial Services · $1.7B

fair
Intrinsic Value (Consensus)
$27.50
Current Price
$29.00
Margin of Safety
-5.2%
5.2% Above Intrinsic Value
Value: $28
Price: $29

Valuation Model Estimates

Current Price: $29.00
DCF (Discounted Cash Flow)
$38.05
Graham Number
$16.36
Earnings Power Value
$14.08
Relative Value (P/E)
$29.00
Dividend Discount Model
$40.00
Consensus Value
$27.50

Model Assumptions

Discount Rate
10.3%
Growth Rate
18.9%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$1.45
EPS (Forward)
$1.72
Book Value
$8.21
P/E Ratio
20.0
Forward P/E
16.8
PEG Ratio
ROE
11.2%
Debt/Equity
18%
Revenue Growth
3.9%
Earnings Growth
18.9%
Dividend Yield
0.4%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance