FNB CORP/PA/ (FNB)

National Commercial Banks · Financial Services · $17M

fair
Intrinsic Value (Consensus)
$28.78
Current Price
$31.20
Margin of Safety
-7.8%
7.8% Above Intrinsic Value
Value: $29
Price: $31

Valuation Model Estimates

Current Price: $31.20
DCF (Discounted Cash Flow)
$32051.48
Graham Number
$656.69
Earnings Power Value
$15.15
Relative Value (P/E)
$31.20
Dividend Discount Model
$40.00
Consensus Value
$28.78

Model Assumptions

Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$1.56
EPS (Forward)
$1.87
Book Value
$12286.23
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
ROE
8.4%
Debt/Equity
28%
Revenue Growth
N/A
Earnings Growth
20.0%
Dividend Yield
0.4%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance