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Finward Bancorp (FNWD)

Savings Institution, Federally Chartered ยท Financial Services ยท $146M

fair
Intrinsic Value (Consensus)
$30.91
Current Price
$33.75
Margin of Safety
-8.4%
8.4% Above Intrinsic Value
Value: $31
Price: $34

Valuation Model Estimates

Current Price: $33.75
DCF (Discounted Cash Flow)
$26.49
Graham Number
$41.30
Earnings Power Value
$18.25
Relative Value (P/E)
$37.60
Dividend Discount Model
$1.45
Consensus Value
$30.91

Model Assumptions

Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta ร— market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Health Score

D
45
Profitability
12/25
Strength
17/25
Valuation
12/25
Growth
4/25

Key Financials

EPS (TTM)
$1.88
EPS (Forward)
$1.92
Book Value
$40.33
P/E Ratio
20.0
Forward P/E
19.6
PEG Ratio
โ€”
ROE
4.6%
Debt/Equity
โ€”
Revenue Growth
N/A
Earnings Growth
2.0%
Dividend Yield
0.3%
Beta
1.00

Data last updated: 2026-06-16

Source: Yahoo Finance