FRANKLIN FINANCIAL SERVICES CORP /PA/ (FRAF)
State Commercial Banks · Financial Services · $426M
Intrinsic Value (Consensus)
$114.96
Current Price
$94.80
Margin of Safety
+21.3%
21.3% Below Intrinsic Value
Value: $115
Price: $95
Valuation Model Estimates
Current Price: $94.80
DCF (Discounted Cash Flow)
$259.50
Graham Number
$64.50
Earnings Power Value
$46.02
Relative Value (P/E)
$94.80
Dividend Discount Model
$110.00
Consensus Value
$114.96
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Key Financials
- EPS (TTM)
- $4.74
- EPS (Forward)
- $5.69
- Book Value
- $39.00
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 12.1%
- Debt/Equity
- —
- Revenue Growth
- N/A
- Earnings Growth
- 20.0%
- Dividend Yield
- 0.3%
- Beta
- 1.00
Data last updated: 2026-06-12
Source: Yahoo Finance