FS Bancorp, Inc. (FSBW)
Savings Institutions, Not Federally Chartered · Financial Services · $314M
Intrinsic Value (Consensus)
$69.54
Current Price
$41.82
Margin of Safety
+66.3%
66.3% Below Intrinsic Value
Value: $70
Price: $42
Valuation Model Estimates
Current Price: $41.82
DCF (Discounted Cash Flow)
$87.78
Graham Number
$62.92
Earnings Power Value
$41.65
Relative Value (P/E)
$85.80
Dividend Discount Model
Not applicable
—
Consensus Value
$69.54
Model Assumptions
Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
B
75
Profitability
18/25
Strength
19/25
Valuation
22/25
Growth
16/25
Financial Health Signals
High free cash flow yield (16.6%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $4.29
- EPS (Forward)
- $4.38
- Book Value
- $41.02
- P/E Ratio
- 20.0
- Forward P/E
- 19.6
- PEG Ratio
- —
- ROE
- 10.8%
- Debt/Equity
- 61%
- Revenue Growth
- 44.8%
- Earnings Growth
- 2.0%
- Dividend Yield
- N/A
- Beta
- 1.00
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Data last updated: 2026-06-16
Source: Yahoo Finance