FS Bancorp, Inc. (FSBW)

Savings Institutions, Not Federally Chartered · Financial Services · $644M

overvalued
Intrinsic Value (Consensus)
$69.54
Current Price
$85.80
Margin of Safety
-19%
19% Above Intrinsic Value
Value: $70
Price: $86

Valuation Model Estimates

Current Price: $85.80
DCF (Discounted Cash Flow)
$87.78
Graham Number
$62.92
Earnings Power Value
$41.65
Relative Value (P/E)
$85.80
Dividend Discount Model
Not applicable
Consensus Value
$69.54

Model Assumptions

Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$4.29
EPS (Forward)
$4.38
Book Value
$41.02
P/E Ratio
20.0
Forward P/E
19.6
PEG Ratio
ROE
10.8%
Debt/Equity
61%
Revenue Growth
44.8%
Earnings Growth
2.0%
Dividend Yield
N/A
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance