FIRST US BANCSHARES, INC. (FUSB)
State Commercial Banks · Financial Services · $112M
Intrinsic Value (Consensus)
$17.68
Current Price
$20.00
Margin of Safety
-11.6%
11.6% Above Intrinsic Value
Value: $18
Price: $20
Valuation Model Estimates
Current Price: $20.00
DCF (Discounted Cash Flow)
$76.01
Graham Number
Not applicable
—
Earnings Power Value
$9.71
Relative Value (P/E)
$20.00
Dividend Discount Model
$23.33
Consensus Value
$17.68
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Key Financials
- EPS (TTM)
- $1.00
- EPS (Forward)
- $1.20
- Book Value
- —
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- N/A
- Debt/Equity
- —
- Revenue Growth
- N/A
- Earnings Growth
- 20.0%
- Dividend Yield
- 0.4%
- Beta
- 1.00
Data last updated: 2026-06-12
Source: Yahoo Finance