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GLOBE LIFE INC. (GL)

Life Insurance ยท Financial Services ยท $15.6B

fair
Intrinsic Value (Consensus)
$167.80
Current Price
$169.17
Margin of Safety
-0.8%
0.8% Above Intrinsic Value
Value: $168
Price: $169

Valuation Model Estimates

Current Price: $169.17
DCF (Discounted Cash Flow)
$545.26
Graham Number
$143.21
Earnings Power Value
$136.60
Relative Value (P/E)
$281.40
Dividend Discount Model
$110.00
Consensus Value
$167.80

Model Assumptions

Discount Rate
10.3%
Growth Rate
17.8%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta ร— market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Health Score

B
71
Profitability
22/25
Strength
24/25
Valuation
12/25
Growth
13/25

Financial Health Signals

Low debt โ€” conservative balance sheet
Strong earnings growth (18% YoY)
High free cash flow yield (8.0%) โ€” generating lots of cash relative to price

Key Financials

EPS (TTM)
$14.07
EPS (Forward)
$16.58
Book Value
$64.79
P/E Ratio
20.0
Forward P/E
17.0
PEG Ratio
โ€”
ROE
19.4%
Debt/Equity
27%
Revenue Growth
3.7%
Earnings Growth
17.8%
Dividend Yield
0.1%
Beta
1.00

Data last updated: 2026-06-16

Source: Yahoo Finance