HANMI FINANCIAL CORP (HAFC)
National Commercial Banks · Financial Services · $932M
Intrinsic Value (Consensus)
$51.69
Current Price
$31.26
Margin of Safety
+65.4%
65.4% Below Intrinsic Value
Value: $52
Price: $31
Valuation Model Estimates
Current Price: $31.26
DCF (Discounted Cash Flow)
$318.30
Graham Number
$38.84
Earnings Power Value
$24.37
Relative Value (P/E)
$50.20
Dividend Discount Model
$93.33
Consensus Value
$51.69
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
B
73
Profitability
15/25
Strength
17/25
Valuation
22/25
Growth
19/25
Financial Health Signals
Strong earnings growth (20% YoY)
High free cash flow yield (21.7%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $2.51
- EPS (Forward)
- $3.01
- Book Value
- $26.72
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 9.6%
- Debt/Equity
- —
- Revenue Growth
- 15.3%
- Earnings Growth
- 20.0%
- Dividend Yield
- 0.6%
- Beta
- 1.00
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Data last updated: 2026-06-16
Source: Yahoo Finance