HANMI FINANCIAL CORP (HAFC)

National Commercial Banks · Financial Services · $1.5B

fair
Intrinsic Value (Consensus)
$51.69
Current Price
$50.20
Margin of Safety
+3%
3% Below Intrinsic Value
Value: $52
Price: $50

Valuation Model Estimates

Current Price: $50.20
DCF (Discounted Cash Flow)
$318.30
Graham Number
$38.84
Earnings Power Value
$24.37
Relative Value (P/E)
$50.20
Dividend Discount Model
$93.33
Consensus Value
$51.69

Model Assumptions

Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$2.51
EPS (Forward)
$3.01
Book Value
$26.72
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
ROE
9.6%
Debt/Equity
Revenue Growth
15.3%
Earnings Growth
20.0%
Dividend Yield
0.6%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance