HOME BANCORP, INC. (HBCP)
Savings Institutions, Not Federally Chartered · Financial Services · $521M
Intrinsic Value (Consensus)
$125.76
Current Price
$66.57
Margin of Safety
+88.9%
88.9% Below Intrinsic Value
Value: $126
Price: $67
Valuation Model Estimates
Current Price: $66.57
DCF (Discounted Cash Flow)
$265.44
Graham Number
$85.65
Earnings Power Value
$56.99
Relative Value (P/E)
$117.40
Dividend Discount Model
$103.33
Consensus Value
$125.76
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
B
67
Profitability
18/25
Strength
17/25
Valuation
22/25
Growth
10/25
Financial Health Signals
Strong earnings growth (20% YoY)
High free cash flow yield (8.5%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $5.87
- EPS (Forward)
- $7.04
- Book Value
- $55.54
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 10.6%
- Debt/Equity
- —
- Revenue Growth
- N/A
- Earnings Growth
- 20.0%
- Dividend Yield
- 0.3%
- Beta
- 1.00
Similar Stocks (Financial Services)
AACBRArtius II Acquisitio...
$3.57+300%
ACGLNArch Capital Group L...
$225.25+300%
ACGLOArch Capital Group L...
$225.25+300%
AFGBAmerican Financial G...
$182.24+300%
AFGCAmerican Financial G...
$182.24+300%
Data last updated: 2026-06-16
Source: Yahoo Finance