HILLS BANCORPORATION (HBIA)
State Commercial Banks · Financial Services · $1.2B
Intrinsic Value (Consensus)
$161.98
Current Price
$136.20
Margin of Safety
+18.9%
18.9% Below Intrinsic Value
Value: $162
Price: $136
Valuation Model Estimates
Current Price: $136.20
DCF (Discounted Cash Flow)
$347.79
Graham Number
$97.80
Earnings Power Value
$66.12
Relative Value (P/E)
$136.20
Dividend Discount Model
$410.00
Consensus Value
$161.98
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Key Financials
- EPS (TTM)
- $6.81
- EPS (Forward)
- $8.17
- Book Value
- $62.42
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 11.0%
- Debt/Equity
- —
- Revenue Growth
- N/A
- Earnings Growth
- 20.0%
- Dividend Yield
- 0.9%
- Beta
- 1.00
Data last updated: 2026-06-12
Source: Yahoo Finance