HCI Group, Inc. (HCIIP)
Fire, Marine & Casualty Insurance · Financial Services · $5.9B
Intrinsic Value (Consensus)
$352.86
Current Price
$454.40
Margin of Safety
-22.3%
22.3% Above Intrinsic Value
Value: $353
Price: $454
Valuation Model Estimates
Current Price: $454.40
DCF (Discounted Cash Flow)
$1602.36
Graham Number
$203.11
Earnings Power Value
$220.58
Relative Value (P/E)
$454.40
Dividend Discount Model
$533.33
Consensus Value
$352.86
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
A
80
Profitability
25/25
Strength
24/25
Valuation
9/25
Growth
22/25
Financial Health Signals
Strong profitability — ROE of 29% (above 20% is excellent)
Low debt — conservative balance sheet
Strong earnings growth (20% YoY)
Key Financials
- EPS (TTM)
- $22.72
- EPS (Forward)
- $27.26
- Book Value
- $80.70
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 28.7%
- Debt/Equity
- 23%
- Revenue Growth
- 316.4%
- Earnings Growth
- 20.0%
- Dividend Yield
- 0.4%
- Beta
- 1.00
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Data last updated: 2026-06-12
Source: Yahoo Finance