Home Federal Bancorp, Inc. of Louisiana (HFBL)
Savings Institution, Federally Chartered · Financial Services · $60M
Intrinsic Value (Consensus)
$22.52
Current Price
$19.51
Margin of Safety
+15.4%
15.4% Below Intrinsic Value
Value: $23
Price: $20
Valuation Model Estimates
Current Price: $19.51
DCF (Discounted Cash Flow)
$30.02
Graham Number
$22.62
Earnings Power Value
$12.23
Relative Value (P/E)
$25.20
Dividend Discount Model
$4.99
Consensus Value
$22.52
Model Assumptions
Discount Rate
10.3%
Growth Rate
7.7%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
B
67
Profitability
15/25
Strength
17/25
Valuation
19/25
Growth
16/25
Financial Health Signals
High free cash flow yield (8.0%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $1.26
- EPS (Forward)
- $1.36
- Book Value
- $18.04
- P/E Ratio
- 20.0
- Forward P/E
- 18.6
- PEG Ratio
- —
- ROE
- 7.0%
- Debt/Equity
- —
- Revenue Growth
- 17.5%
- Earnings Growth
- 7.7%
- Dividend Yield
- 0.5%
- Beta
- 1.00
Similar Stocks (Financial Services)
AACBRArtius II Acquisitio...
$3.57+300%
ACGLNArch Capital Group L...
$225.25+300%
ACGLOArch Capital Group L...
$225.25+300%
AFGBAmerican Financial G...
$182.24+300%
AFGCAmerican Financial G...
$182.24+300%
Data last updated: 2026-06-16
Source: Yahoo Finance