HARTFORD INSURANCE GROUP, INC. (HIG)

Fire, Marine & Casualty Insurance · Financial Services · $87.0B

overvalued
Intrinsic Value (Consensus)
$181.91
Current Price
$266.40
Margin of Safety
-31.7%
31.7% Above Intrinsic Value
Value: $182
Price: $266

Valuation Model Estimates

Current Price: $266.40
DCF (Discounted Cash Flow)
$825.72
Graham Number
$131.94
Earnings Power Value
$129.32
Relative Value (P/E)
$266.40
Dividend Discount Model
$200.00
Consensus Value
$181.91

Model Assumptions

Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$13.32
EPS (Forward)
$15.98
Book Value
$58.09
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
ROE
20.2%
Debt/Equity
23%
Revenue Growth
3.3%
Earnings Growth
20.0%
Dividend Yield
0.2%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance