Hanover Bancorp, Inc. /MD (HNVR)
State Commercial Banks · Financial Services · $167M
Intrinsic Value (Consensus)
$19.10
Current Price
$23.32
Margin of Safety
-18.1%
18.1% Above Intrinsic Value
Value: $19
Price: $23
Valuation Model Estimates
Current Price: $23.32
DCF (Discounted Cash Flow)
$21.58
Graham Number
$25.09
Earnings Power Value
$9.71
Relative Value (P/E)
$20.00
Dividend Discount Model
$1.20
Consensus Value
$19.10
Model Assumptions
Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
D
42
Profitability
12/25
Strength
17/25
Valuation
9/25
Growth
4/25
Key Financials
- EPS (TTM)
- $1.00
- EPS (Forward)
- $1.02
- Book Value
- $27.98
- P/E Ratio
- 20.0
- Forward P/E
- 19.6
- PEG Ratio
- —
- ROE
- 3.7%
- Debt/Equity
- —
- Revenue Growth
- N/A
- Earnings Growth
- 2.0%
- Dividend Yield
- 0.5%
- Beta
- 1.00
Similar Stocks (Financial Services)
AACBRArtius II Acquisitio...
$3.57+300%
ACGLNArch Capital Group L...
$225.25+300%
ACGLOArch Capital Group L...
$225.25+300%
AFGBAmerican Financial G...
$182.24+300%
AFGCAmerican Financial G...
$182.24+300%
Data last updated: 2026-06-16
Source: Yahoo Finance