Heritage Insurance Holdings, Inc. (HRTG)

Fire, Marine & Casualty Insurance · Financial Services · $3.8B

overvalued
Intrinsic Value (Consensus)
$69.11
Current Price
$126.40
Margin of Safety
-45.3%
45.3% Above Intrinsic Value
Value: $69
Price: $126

Valuation Model Estimates

Current Price: $126.40
DCF (Discounted Cash Flow)
$269.24
Graham Number
$48.67
Earnings Power Value
$61.36
Relative Value (P/E)
$126.40
Dividend Discount Model
$40.00
Consensus Value
$69.11

Model Assumptions

Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$6.32
EPS (Forward)
$7.58
Book Value
$16.66
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
ROE
38.7%
Debt/Equity
16%
Revenue Growth
298.8%
Earnings Growth
20.0%
Dividend Yield
0.1%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance