HomeTrust Bancshares, Inc. (HTB)

Savings Institution, Federally Chartered · Financial Services · $1.3B

overvalued
Intrinsic Value (Consensus)
$65.40
Current Price
$74.40
Margin of Safety
-12.1%
12.1% Above Intrinsic Value
Value: $65
Price: $74

Valuation Model Estimates

Current Price: $74.40
DCF (Discounted Cash Flow)
$96.37
Graham Number
$54.70
Earnings Power Value
$36.12
Relative Value (P/E)
$74.40
Dividend Discount Model
$0.04
Consensus Value
$65.40

Model Assumptions

Discount Rate
10.3%
Growth Rate
16.3%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$3.72
EPS (Forward)
$4.32
Book Value
$35.75
P/E Ratio
20.0
Forward P/E
17.2
PEG Ratio
ROE
10.7%
Debt/Equity
Revenue Growth
-1.9%
Earnings Growth
16.3%
Dividend Yield
0.0%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance