HUMANA INC (HUM)
Hospital & Medical Service Plans · Financial Services · $44.6B
Intrinsic Value (Consensus)
$127.89
Current Price
$369.49
Margin of Safety
-65.4%
65.4% Above Intrinsic Value
Value: $128
Price: $369
Valuation Model Estimates
Current Price: $369.49
DCF (Discounted Cash Flow)
$39.35
Graham Number
$179.87
Earnings Power Value
$95.53
Relative Value (P/E)
$196.80
Dividend Discount Model
$10.66
Consensus Value
$127.89
Model Assumptions
Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
C
59
Profitability
15/25
Strength
24/25
Valuation
7/25
Growth
13/25
Financial Health Signals
Low debt — conservative balance sheet
Key Financials
- EPS (TTM)
- $9.84
- EPS (Forward)
- $10.04
- Book Value
- $146.14
- P/E Ratio
- 20.0
- Forward P/E
- 19.6
- PEG Ratio
- —
- ROE
- 6.7%
- Debt/Equity
- 15%
- Revenue Growth
- 10.1%
- Earnings Growth
- 2.0%
- Dividend Yield
- 0.4%
- Beta
- 1.00
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Data last updated: 2026-06-16
Source: Yahoo Finance