INDEPENDENT BANK CORP (INDB)

State Commercial Banks · Financial Services · $4.3B

overvalued
Intrinsic Value (Consensus)
$69.98
Current Price
$88.80
Margin of Safety
-21.2%
21.2% Above Intrinsic Value
Value: $70
Price: $89

Valuation Model Estimates

Current Price: $88.80
DCF (Discounted Cash Flow)
$62.39
Graham Number
$85.64
Earnings Power Value
$43.11
Relative Value (P/E)
$88.80
Dividend Discount Model
$7.71
Consensus Value
$69.98

Model Assumptions

Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$4.44
EPS (Forward)
$4.53
Book Value
$73.41
P/E Ratio
20.0
Forward P/E
19.6
PEG Ratio
ROE
5.8%
Debt/Equity
2%
Revenue Growth
N/A
Earnings Growth
2.0%
Dividend Yield
0.7%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance