INDEPENDENT BANK CORP (INDB)
State Commercial Banks · Financial Services · $4.0B
Intrinsic Value (Consensus)
$69.98
Current Price
$82.40
Margin of Safety
-15.1%
15.1% Above Intrinsic Value
Value: $70
Price: $82
Valuation Model Estimates
Current Price: $82.40
DCF (Discounted Cash Flow)
$62.39
Graham Number
$85.64
Earnings Power Value
$43.11
Relative Value (P/E)
$88.80
Dividend Discount Model
$7.71
Consensus Value
$69.98
Model Assumptions
Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
C
52
Profitability
15/25
Strength
24/25
Valuation
9/25
Growth
4/25
Financial Health Signals
Low debt — conservative balance sheet
Key Financials
- EPS (TTM)
- $4.44
- EPS (Forward)
- $4.53
- Book Value
- $73.41
- P/E Ratio
- 20.0
- Forward P/E
- 19.6
- PEG Ratio
- —
- ROE
- 5.8%
- Debt/Equity
- 2%
- Revenue Growth
- N/A
- Earnings Growth
- 2.0%
- Dividend Yield
- 0.7%
- Beta
- 1.00
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Data last updated: 2026-06-16
Source: Yahoo Finance