Investar Holding Corp (ISTR)
State Commercial Banks · Financial Services · $406M
Intrinsic Value (Consensus)
$27.56
Current Price
$29.56
Margin of Safety
-6.8%
6.8% Above Intrinsic Value
Value: $28
Price: $30
Valuation Model Estimates
Current Price: $29.56
DCF (Discounted Cash Flow)
$14.57
Graham Number
$32.40
Earnings Power Value
$20.68
Relative Value (P/E)
$42.60
Dividend Discount Model
$1.87
Consensus Value
$27.56
Model Assumptions
Discount Rate
10.3%
Growth Rate
4.4%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
C
55
Profitability
15/25
Strength
24/25
Valuation
12/25
Growth
4/25
Financial Health Signals
Low debt — conservative balance sheet
Key Financials
- EPS (TTM)
- $2.13
- EPS (Forward)
- $2.22
- Book Value
- $21.91
- P/E Ratio
- 20.0
- Forward P/E
- 19.2
- PEG Ratio
- —
- ROE
- 7.6%
- Debt/Equity
- 3%
- Revenue Growth
- N/A
- Earnings Growth
- 4.4%
- Dividend Yield
- 0.3%
- Beta
- 1.00
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Data last updated: 2026-06-16
Source: Yahoo Finance