Investar Holding Corp (ISTR)
State Commercial Banks · Financial Services · $585M
Intrinsic Value (Consensus)
$27.56
Current Price
$42.60
Margin of Safety
-35.3%
35.3% Above Intrinsic Value
Value: $28
Price: $43
Valuation Model Estimates
Current Price: $42.60
DCF (Discounted Cash Flow)
$14.57
Graham Number
$32.40
Earnings Power Value
$20.68
Relative Value (P/E)
$42.60
Dividend Discount Model
$1.87
Consensus Value
$27.56
Model Assumptions
Discount Rate
10.3%
Growth Rate
4.4%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Key Financials
- EPS (TTM)
- $2.13
- EPS (Forward)
- $2.22
- Book Value
- $21.91
- P/E Ratio
- 20.0
- Forward P/E
- 19.2
- PEG Ratio
- —
- ROE
- 7.6%
- Debt/Equity
- 3%
- Revenue Growth
- N/A
- Earnings Growth
- 4.4%
- Dividend Yield
- 0.3%
- Beta
- 1.00
Data last updated: 2026-06-12
Source: Yahoo Finance