Jefferson Capital, Inc. / DE (JCAP)

Short-Term Business Credit Institutions · Financial Services · $6.2B

overvalued
Intrinsic Value (Consensus)
$69.20
Current Price
$112.80
Margin of Safety
-38.7%
38.7% Above Intrinsic Value
Value: $69
Price: $113

Valuation Model Estimates

Current Price: $112.80
DCF (Discounted Cash Flow)
$76.20
Graham Number
$33.03
Earnings Power Value
$54.76
Relative Value (P/E)
$112.80
Dividend Discount Model
$4.53
Consensus Value
$69.20

Model Assumptions

Discount Rate
10.3%
Growth Rate
5.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$5.64
EPS (Forward)
$5.92
Book Value
$8.60
P/E Ratio
20.0
Forward P/E
19.0
PEG Ratio
ROE
39.5%
Debt/Equity
368%
Revenue Growth
41.5%
Earnings Growth
5.0%
Dividend Yield
0.2%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance