John Marshall Bancorp, Inc. (JMSB)

State Commercial Banks · Financial Services · $423M

undervalued
Intrinsic Value (Consensus)
$35.52
Current Price
$29.80
Margin of Safety
+19.2%
19.2% Below Intrinsic Value
Value: $36
Price: $30

Valuation Model Estimates

Current Price: $29.80
DCF (Discounted Cash Flow)
$72.78
Graham Number
$25.05
Earnings Power Value
$14.47
Relative Value (P/E)
$29.80
Dividend Discount Model
Not applicable
Consensus Value
$35.52

Model Assumptions

Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$1.49
EPS (Forward)
$1.79
Book Value
$18.71
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
ROE
8.0%
Debt/Equity
30%
Revenue Growth
N/A
Earnings Growth
20.0%
Dividend Yield
N/A
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance