KEMPER Corp (KMPR)

Fire, Marine & Casualty Insurance · Financial Services · $2.7B

undervalued
Intrinsic Value (Consensus)
$55.90
Current Price
$45.80
Margin of Safety
+22.1%
22.1% Below Intrinsic Value
Value: $56
Price: $46

Valuation Model Estimates

Current Price: $45.80
DCF (Discounted Cash Flow)
$107.09
Graham Number
$48.46
Earnings Power Value
$22.23
Relative Value (P/E)
$45.80
Dividend Discount Model
$10.60
Consensus Value
$55.90

Model Assumptions

Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$2.29
EPS (Forward)
$2.34
Book Value
$45.59
P/E Ratio
20.0
Forward P/E
19.6
PEG Ratio
ROE
5.3%
Debt/Equity
35%
Revenue Growth
3.3%
Earnings Growth
2.0%
Dividend Yield
1.9%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance