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Kearny Financial Corp. (KRNY)

Savings Institution, Federally Chartered ยท Financial Services ยท $557M

overvalued
Intrinsic Value (Consensus)
$6.87
Current Price
$8.61
Margin of Safety
-20.2%
20.2% Above Intrinsic Value
Value: $7
Price: $9

Valuation Model Estimates

Current Price: $8.61
DCF (Discounted Cash Flow)
$5.20
Graham Number
$10.43
Earnings Power Value
$4.08
Relative Value (P/E)
$8.40
Dividend Discount Model
$6.23
Consensus Value
$6.87

Model Assumptions

Discount Rate
10.3%
Growth Rate
5.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta ร— market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Health Score

D
42
Profitability
12/25
Strength
17/25
Valuation
9/25
Growth
4/25

Financial Health Signals

Solid dividend yield (3.9%)

Key Financials

EPS (TTM)
$0.42
EPS (Forward)
$0.44
Book Value
$11.52
P/E Ratio
20.0
Forward P/E
19.0
PEG Ratio
โ€”
ROE
3.5%
Debt/Equity
โ€”
Revenue Growth
N/A
Earnings Growth
5.0%
Dividend Yield
3.9%
Beta
1.00

Data last updated: 2026-06-16

Source: Yahoo Finance